financial literacy

Americans carry more than $2.4 trillion in consumer debt, which works out to be nearly $7,800 in debt for every man, woman and child that lives in the United States (Source: Federal Reserve).

Being “financially literate” means you have the knowledge, skills and habits to successfully manage your money. Such skills include using a budget or plan for monthly spending; regularly saving some of today’s money for tomorrow’s needs; managing your use of credit to avoid over-extending yourself; and investing funds to allow your money to grow.

We hope these resources help you continue to move forward toward a more financially secure future.

  • AZ529.org is a Family College Savings Program designed to help families meet the rising costs of a higher education by offering an easy, flexible, and tax-advantaged way to save for college.
  • MyMoney.gov and 1-888-MyMoney is the U.S. Department of the Treasury’s website and hotline that serves as the one-stop shop for federal financial literacy and education programs, grants and other information.
  • National Endowment for Financial Education helps individual Americans acquire the knowledge and skills necessary to take control of their financial destiny.
  • 360 Degrees of Financial Literacy is a free program of the nation’s certified public accountants to help Americans understand their personal finances through every stage of life.
  • Practical Money Skills for Life allows educators, parents, and students access to free educational resources including personal finance articles, games, lesson plans, and more.
  • Money Matters 101 is a partnership between USA Today and Great American Financial Resources to create a series of free lesson plans for educators to use in the classroom.
  • Institute for Financial Literacy’s mission is to make effective financial literacy education available to everyone.
  • TomorrowsMoney.org is a suite of websites sponsored by the National Association of State Treasurers Foundation that provides tools, resources and up-to-date information on basic personal finance concepts.
  • The National Financial Education Network Database for State and Local Governments is comprised of materials submitted by the members of the Network to provide resources on financial literacy to the general public.
  • FinancialLiteracyMonth.com helps consumers begin their 30 step path to financial wellness.
  • Money Smart was launched by the Federal Deposit Insurance Corporation (FDIC) to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships.
  • SmartAboutMoney.org was created by the National Endowment for Financial Education to help with financial decisions throughout life’s ups and downs.

 

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